Who Pays for Your Service Costs?

Funding Sources

CareSphere Accepts the following Funding Sources.

1. Medicaid Waiver
   
   
   
2. Veterans Program
   
3. Area Agency on Agency programs
   

Self-Payment Options

If you don’t qualify for financial assistance or are eligible for only a limited amount of funding, you will need to pay privately. Self-payment options you might consider include:

• Savings & Investments
• Reverse Mortgages & Home Equity Lines of Credit, wherein the home is used as a financial resource
• Life Insurance Policy Conversion, wherein a policy is converted into cash or home care services prior to the holder’s passing
• Home Care Loans, which are intended for short-term needs, while waiting for other financing to become available
• Long-Term Care Insurance benefits can be used to pay for home care
• Family Assistance

If you do not have coverage from another source, you are ultimately responsible for your own service costs.